Extended Warranties

The Motor Vehicle Dealers Act, 2002 which took effect on January 1, 2010, prohibits dealers from offering third party warranties to their customers unless:

  • The warranty is insured by a licensed Ontario insurer, or 
  • The warranty company has posted a $500,000 irrevocable letter of credit to the Compensation Fund

OMVIC also lists the companies it recognizes in each category, on its website, www.omvic.on.ca.

The UCDA considers full insurance coverage to be the best form of protection to adequately shield consumers and dealers in the event that a warranty provider fails to honour its obligations. A letter of credit can quickly be used up, which could then leave the dealer that sold a failed warranty on the hook for consumer claims.

Contact James Hamilton (j.hamilton@ucda.org) at the UCDA if you’d like more information.

The UCDA regularly updates the list of extended warranty companies that have satisfied the UCDA that their warranties are fully insured by a licensed Ontario insurer.

Each of the companies listed below have provided the UCDA with a copy of its insurance agreement, along with a written undertaking by the insurer to notify the UCDA in the event that the coverage is cancelled or changes are made. The UCDA asks the recognized warranty companies to have insurers provide annual updates to us, confirming that insurance remains in place.

Verified Insured Warranty Companies

After receiving updates from insurers, here is the current alphabetical list of warranty companies, updated on November 1, 2021, that have met our requirements for insurance recognition:

Assurant Vehicle Protection Services

Avanta Dealer Services Corp.

Canada General Warranty, Inc

Central Administrative Service Corporation, Inc

Cornerstone United Warranty

Coverage One Warranty

First Canadian Protection Plans

Global Warranty

Guarantee VC / GVC Premium Warranty Co

Lubrico Warranty

Nationwide Auto Warranty

People’s Choice Warranty Ltd

Sym-Tech i-Select Plus Coverage

Veritas Global Protection Services, Inc





1-800-774-9992 (XtraRide and AutoXtra)








1-800-363-5796 (press 2)